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Credit card payoff times, by balance and APR

Pick your balance and rate for the full payment-by-payment breakdown, or use the interactive calculator for exact numbers.

$1,000 balance

$1,000 at 18% APR$1,000 at 22% APR$1,000 at 25% APR$1,000 at 29% APR

$2,000 balance

$2,000 at 18% APR$2,000 at 22% APR$2,000 at 25% APR$2,000 at 29% APR

$3,000 balance

$3,000 at 18% APR$3,000 at 22% APR$3,000 at 25% APR$3,000 at 29% APR

$5,000 balance

$5,000 at 18% APR$5,000 at 22% APR$5,000 at 25% APR$5,000 at 29% APR

$7,500 balance

$7,500 at 18% APR$7,500 at 22% APR$7,500 at 25% APR$7,500 at 29% APR

$10,000 balance

$10,000 at 18% APR$10,000 at 22% APR$10,000 at 25% APR$10,000 at 29% APR

$15,000 balance

$15,000 at 18% APR$15,000 at 22% APR$15,000 at 25% APR$15,000 at 29% APR

$20,000 balance

$20,000 at 18% APR$20,000 at 22% APR$20,000 at 25% APR$20,000 at 29% APR